At B2B Loan Solutions, we offer a diverse range of loan programs designed to meet every borrower’s situation — from first-time buyers to foreign investors.
Learn about our LOAN PROGRAMS
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Best for rnational buyers interested in purchasing or refinancing property in the United States.
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Best for U.S. citizens and permanent residents with strong credit, steady income, and a solid financial history.
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Best for self-employed professionals, real estate investors, or borrowers who don’t meet traditional income documentation requirements.
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Best for first-time homebuyers or borrowers with limited savings or lower credit scores.
Foreign National Loans
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At B2B Loan Solutions, we specialize in helping foreign nationals navigate the U.S. mortgage market with ease. Whether you’re buying a vacation home, investment property, or second residence, our tailored loan programs simplify the process — no U.S. credit history required.
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Minimum down payment: 20–30%
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Financing available for borrowers without a U.S. Social Security number or credit score
Up to 70–80% loan-to-value (LTV) depending on documentation and property type
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One of the most popular mortgage options for buyers who meet standard income and credit qualifications. They aren’t backed by the government, which allows for more flexibility in loan terms, property types, and down payment structures.
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As low as 3% for eligible buyers
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Minimum credit score: typically 640+
Conventional Loans
Non-QM Loans
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Non-Qualified Mortgage loans are designed for borrowers whose financial profiles fall outside the conventional lending guidelines. These programs provide flexible qualification options for individuals with unique income situations — such as entrepreneurs, freelancers, or investors — without relying solely on tax returns or W-2s.
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Starting from 10–20%
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Typically 640+
FHA Loans
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FHA loans are insured by the Federal Housing Administration (FHA), making them a great entry point into homeownership. With a low minimum down payment and flexible credit requirements, these loans help more families achieve the dream of owning a home.
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As low as 3.5%
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Easier qualification for borrowers with credit scores starting around 640

